Debt Collection Help
Fair Collections and Outsourcing Pay for Delete Strategy to help consumers settle their outstanding debt with Fair Collections and Outsourcing.
Linda Williams
1 Comment
January 4, 2024
Type: Apartment Debt Collector
Are you looking to make informed decisions about Fair Credit & Outsourcing? Take inspiration from our Fair Credit & Outsourcing reviews that offer valuable insights into the experiences of real consumers. Tenant Watch Dog adds an extra layer of research, equipping you with all the necessary information to make a truly informed decision. We value your input and encourage you to share your feedback using our feedback form at the bottom of this page. Your review can help others make the right choices and create a more fair and equitable society. Let us work together to promote responsible lending and outsourcing practices that benefit all.
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Fair Credit & Outsourcing is a debt collection agency situated in Baltimore Maryland, which specializes in debt recovery for rental properties and commercial enterprises. It is crucial to note that while making any arrangement with a debt collector, it is imperative to adhere to the settlement terms to prevent a negative impact on your credit rating. In the event of receiving any telephone calls from our agency, kindly acknowledge that it is an attempt made to collect a debt or alleged debt. It is noteworthy that the original creditor is typically a past apartment you might have rented previously, and this is how apartment debt collectors might have obtained your personal data. We are committed to helping consumers.
FCO Collections, also known as Fair Collections and Outsourcing is a third party debt collector based out of Maryland. Based on the research completed by Tenant Watch Dog this FCO Collections Review will provide details on their willingness to work with tenants that supposedly owe a balance with FCO Collections.
We recommend being very careful if you’re having to deal with FCO Collections, also known as Fair Collections and Outsourcing. As stated in a lawsuit filed by the Consumer Financial Protection Bureau:
“Finally, the Bureau’s complaint alleges that FCO and Michael E. Sobota violated the Fair Debt Collection Practices Act when FCO represented that consumers owed certain debts when, in fact, FCO did not have a reasonable basis to assert that the consumers owed those debts.”
Source: CFPB
This FCO Collections Review has been thoroughly researched and verified from not only other consumers but various other sources to provide the best possible information that will help other consumers.
Fair Credit & Outsourcing has numerous complaints with the Bureau of Consumer Financial Protection from consumers that have dealt with FCO Collections. The average consumer complaint is based on Pay for Delete Not Honored and Reps being very unprofessional or deceptive.
As part of our Fair Credit & Outsourcing Reviews, you can easily check how unhappy other consumers are with FCO Collections, by taking a look at the many lawsuits filed against the debt collection agency on the (“PACER”) website. PACER is the U.S.’s federal docket which will list all federal complaints filed against various companies. A search for the agency will display over approximately 140 lawsuits filed in the United States., most of these commonly implicate violations of the Fair Debt Collection Practices Act (FDCPA).
Although, FCO Collections, also known as Fair Collections and Outsourcing is a real debt collector the question of the debt collection agency being a scam depends of the consumers’ dealings with them. As stated above Fair Credit & Outsourcing is a third-party debt collector who buys debt. They are known for deceptive practices, a simple Google search can reveal numerous results for complaints. They are not a scam.
Tenant Watch Dog provides the information contained in this Apartment Debt Collector Review as a free informational service to help other consumers deal with getting their debt resolved easily. We are NOT affiliated with any Debt Collector Company in which we write reviews for nor do we promote affiliate offers as other "websites" do.
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Are you dealing with Fair Collections & Outsourcing or another debt collector? An important part of the Fair Collections & Outsourcing Reviews on our site is to make sure consumers have the information they need. Be aware that the Federal Debt Collection Practices Act (FDCPA) is in place to protect your rights!
This law prevents collectors from contacting you
It is also required for them to validate any requested debts within 30 days of receiving notice – so ensure they are complying by brushing up on FDCPA regulations first.
When it comes time to interact with Fair Collections & Outsourcing or other agencies like them: knowledge really IS power!
Paid this debt years ago and it popped up on my credit report, after providing the proof they were very helpful closing the account and removing from my credit report.
Response from Tenant Watch Dog
Thank you for providing a review on FCO Collections, also Known as Fair Collections and Outsourcing your review will help other consumers going through similar situations.
Glad they actually know what they are doing, was a victim of identity fraud.
Response from Tenant Watch Dog
Thank you for providing a review on FCO Collections, also Known as Fair Collections and Outsourcing your review will help other consumers going through similar situations.
Worst collection company to deal with. Anyone unlucky enough to get a collection with FCO Collections Good luck. They will refuse to work with you whether the debt is yours or not.
Response from Tenant Watch Dog
Thank you for providing a review on FCO Collections, also Known as Fair Collections and Outsourcing your review will help other consumers going through similar situations.
Just rude, and hateful people they scream at you and do not try to help at all.
Response from Tenant Watch Dog
Thank you for providing a review on FCO Collections, also Known as Fair Collections and Outsourcing your review will help other consumers going through similar situations.
Biggest Crooks and liars on the planet. There’s a special place in hell for disrespectful people. I am appalled and so freaking pissed off.There hateful and rude and disgraceful!
Response from Tenant Watch Dog
Thank you for providing a review on FCO Collections, also Known as Fair Collections and Outsourcing your review will help other consumers going through similar situations.
Not helpful bone in their bodies at all !! Rude, unwilling to help resolve the error, not to mention they treat me as if I done something wrong and refuse to allow me to speak to a supervisor because they can’t help me unless I’m paying the balance.
Response from Tenant Watch Dog
Thank you for providing a review on FCO Collections, also Known as Fair Collections and Outsourcing your review will help other consumers going through similar situations.
Never got a telephone call, a letter or a negotiation for 7 years. Well too bad for them, it will be off my report soon, i would have gladly paid the debt.
Response from Tenant Watch Dog
Thank you for providing a review on FCO Collections, also Known as Fair Collections and Outsourcing your review will help other consumers going through similar situations.
Maybe hire reps that can actually speak real english and not pure ghetto. They are mean and hateful.
Response from Tenant Watch Dog
Thank you for providing a review on FCO Collections, also Known as Fair Collections and Outsourcing your review will help other consumers going through similar situations.
Fair Collections and Outsorcing, aka Fco Collections is fraudulent and abusive not to mention deceptive. They are violating the FCRA ( Fair credit reporting act ) and FDCPA ( Fair debt collection practice act ). Their employees and supervisors yelled at me, used violent language and didn’t give a crap about anything I had to say.
Response from Tenant Watch Dog
Thank you for providing a review on FCO Collections, also Known as Fair Collections and Outsourcing your review will help other consumers going through similar situations.
Nothing positive to say about the experience. Their customer service skills definitely need help.
Response from Tenant Watch Dog
Thank you for providing a review on FCO Collections, also Known as Fair Collections and Outsourcing your review will help other consumers going through similar situations.
The worst collection company to work with ever. They are very unreasonable. I paid my debt in full and they were completely unwilling to remove this from my report.
Response from Tenant Watch Dog
Thank you for providing a review on FCO Collections, also Known as Fair Collections and Outsourcing your review will help other consumers going through similar situations.
Worst customer service I’ve ever seen, beyond rude and they lie repeatedly! They promised me that when I paid my debt in full that it won’t show on my report , I paid it and they still report it on my credit report!! When you call again the rude disrespectiful rep tells me it is what it is what do you want? I told her to remove it she said I can’t help you and hung up on me! Wow
Response from Tenant Watch Dog
Thank you for providing a review on FCO Collections, also Known as Fair Collections and Outsourcing your review will help other consumers going through similar situations.
I mean what do people expect from a debt collector. Pretty much unprofessional.
Response from Tenant Watch Dog
Thank you for providing a review on FCO Collections, also Known as Fair Collections and Outsourcing your review will help other consumers going through similar situations.
A bunch of liars. They are known for attempting to collect debts not owed. Do your research before contacting them.
Response from Tenant Watch Dog
Thank you for providing a review on FCO Collections, also Known as Fair Collections and Outsourcing your review will help other consumers going through similar situations.
Extremely helpful getting my debt taking care of. Paid less than what was originally owed which was great.
Response from Tenant Watch Dog
Thank you for providing a review on FCO Collections, also Known as Fair Collections and Outsourcing your review will help other consumers going through similar situations.
These people will not negotiate a settlement they are money hungry bastards.
Response from Tenant Watch Dog
Thank you for providing a review on FCO Collections, also Known as Fair Collections and Outsourcing your review will help other consumers going through similar situations.
Worst reps ever; they pretend they wanted to hear the reason why you have not paid and then basically told you to shut the fuck up. Always called in anonymous numbers, major red flag.
Response from Tenant Watch Dog
Thank you for providing a review on FCO Collections, also Known as Fair Collections and Outsourcing your review will help other consumers going through similar situations.
Apartment was broke into and I had to leave for my safety the door locks were half broken and no one would fix it. I do not owe them a damn penny.
Response from Tenant Watch Dog
Thank you for providing a review on FCO Collections, also Known as Fair Collections and Outsourcing your review will help other consumers going through similar situations.
Because of COVID-19 and a huge loss of income, I tried to negotiate a settlement of the debt with the FCO Collections but they were not willing to work with me. I was advised that I only had the option to pay the settled amount in one lump sum.
Response from Tenant Watch Dog
Thank you for providing a review on FCO Collections, also Known as Fair Collections and Outsourcing your review will help other consumers going through similar situations.
Paid the debt in full, still on my credit report. The reps are not that nice at all.
Response from Tenant Watch Dog
Thank you for providing a review on FCO Collections, also Known as Fair Collections and Outsourcing your review will help other consumers going through similar situations.
These reps act like you owe them personally, very disrespectful and loud and unprofessional.
Response from Tenant Watch Dog
Thank you for providing a review on FCO Collections, also Known as Fair Collections and Outsourcing your review will help other consumers going through similar situations.
Not my debt, I have never done business with FCO or the original creditor they still demad payment.
Response from Tenant Watch Dog
Thank you for providing a review on FCO Collections, also Known as Fair Collections and Outsourcing your review will help other consumers going through similar situations.
It was an ok experience, took longer than usual to get them off my credit report.
Response from Tenant Watch Dog
Thank you for providing a review on FCO Collections, also Known as Fair Collections and Outsourcing your review will help other consumers going through similar situations.
Refused to verify the debt, the stupid rep decided to tell me it is not their responsibility to that it is my responsibility to prove it is not my debt.
Response from Tenant Watch Dog
Thank you for providing a review on FCO Collections, also Known as Fair Collections and Outsourcing your review will help other consumers going through similar situations.
I found this website on Reddit. I was dealing with so much stress dealing with FCO Collections. They are so unprofessional, rude, and totally incompetent. Debt Collectors that buy debt are so rude. They act like you owe them personally. These people threatened me on multiple ocassions. I am so happy to be done with them for good
Response from Tenant Watch Dog
Thank you for your review, it is very important for all consumers share their experiences to help other consumers 🙂
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Our Fair Credit & Outsourcing Reviews started in early 2020 and we are now including 2024 Fair Credit & Outsourcing Reviews.
Tenant Watch Dog is a group of volunteers helping consumer deal with apartment debt collector through internal research that has been verified and fact-checked for accuracy.