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Tenant Watch Dog was created to give consumers FREE help when dealing with past housing debt. We are a group of volunteers that spend time researching what is real and what is fake in regards to the main debt collectors collecting past debt from consumers. We spend a lot of time on research and we even take it a step further and speak directly to the debt collectors in many cases.
You will find articles on general debt collection help, along with Debt Collector Reviews by real consumers to help you understand how to best handle the situation whether you own the debt, have already paid the debt, and even if the debt is not yours at all.
Our goal has not changed from the moment Tenant Watch Dog was created. We are here to help consumers. Understand that not all debt collector are bad, however there are many debt collectors or the agents that work for them that do not follow the rules. Yes there are rules that all debt collectors must abide by that is governed by the Consumer Financial Protection Bureau (CFPB).
The actual law is called the Fair Debt Collection Practices Act (FDCPA).
This is a federal law that provides limitations on what debt collectors can do when collecting certain types of debt. The federal Fair Credit Reporting Act covers how debt collection is reported in credit reports. In addition, there are state laws that provide protections.
We are here to make sure that the Debt Collector is doing what they should and protect consumers from credit issues and other issues that can come up when dealing with Debt Collectors. We have built a database of the top Debt Collectors that collect for past housing debt. You can view the Debt Collector List here.
All of our reviews are open to consumers to view and submit their own reviews at any time.