The most searched question for those consumers dealing with Hunter Warfield Inc. Is Does Hunter Warfield Inc Buy Debt. In this articles we are going to cover the details about this Apartment Debt Collector in detail and fact check the information found all over the internet. Remember we are here to help consumers without ulterior motives. Just free help for consumers dealing with past apartment debt.
Before we get into the details, let’s take a deep dive into important aspects about Hunter Warfield, such as contact information etc.
Who is Hunter Warfield Inc.
Hunter Warfiled is debt collector based out of Tampa, Florida. They have been in business 19 years. For the purpose of this does hunter warfield inc buy debt article, they collect debt for their clients, apartment complexes, property management businesses; also known as the Multi-Family Industry.
The search term does hunter warfield inc buy debt has become very controversial over the past few years. However through our own research this information is more about keyword hi-jacking to get consumers to purchase an affiliate offer more than anything else.
The best contact number is 844-790-4284
Does Hunter Warfield Inc Buy Debt?
With so much misinformation on the internet, this is very important to understand. Hunter Warfield Inc. does not purchase any debt. All debt that they collect for is from their clients. Meaning, apartments and property management companies hire Hunter Warfield to collect past due debts. This information has been research and verified with upper management directly.
The importance of this Does Hunter Warfield Inc Buy Debt article, is to inform consumers that the majority of information you find on the internet is not always true. Meaning, credit repair companies, law firms, and other companies that try to sell you services or affiliate offers. This is how they make money.
Here at Tenant Watch Dog, we are a group of volunteers that put time and effort into our content without pushing monetary gain. Keep Reading for help with Hunter Warfield Inc.
How to Remove Hunter Warfield from your credit report
Hunter Warfield Inc does not buy debt; instead, they collect past due debts on behalf of their clients, such as apartments and property management companies. To remove Hunter Warfield Inc. from your credit report, you may consider reaching out to them directly at 844-790-4284 and inquire about potential options for resolving the debt. Or you can visit there website in the debt validation and disputes section of this Does Hunter Warfield Inc Buy Debt article below.
Know your consumer rights
When the understanding of your rights is uncertain, you’re more susceptible to succumbing to immediate payment out of fear. If your apprehension doesn’t compel you to settle the debt promptly, debt collectors will persistently reach out, bombarding you with calls and reminders.
Knowing the FDCPA laws is crucial when dealing with debt collectors. Debt collectors, like Hunter Warfield Inc, are hired by companies to collect past due debts. Being aware of your consumer rights protects you from potential harassment and ensures fair treatment throughout the debt collection process.
Understanding your consumer rights is essential when dealing with debt collectors. Debt collectors, such as Hunter Warfield Inc, are employed by companies to collect outstanding debts. Knowing your rights can shield you from potential harassment and guarantee fair treatment throughout the debt collection procedure.
Debt Disputes and Validation
When consumers search for does Hunter Warfield Inc Buy Debt, validating a debt from Hunter Warfield involves requesting verification of the debt within 30 days of receiving their initial communication. The written request should include your name, the debt collector’s name, and the specific debt you are seeking validation for. It is important to send the request via certified mail with a return receipt to have a record of delivery.
To validate a debt from a debt collector, you need to request verification of the debt in writing within 30 days of receiving their initial communication. The written request should include your name, the debt collector’s name, and the specific debt you are seeking validation for. Send the request via certified mail with a return receipt to have a record of delivery.
Within 30 days of receiving the debt collector’s initial communication, you can request verification of the debt in on the Hunter Warfield Self Service Portal. To access their portal on the basis of this does hunter warfield inc buy debt article you will need your account number and a pin provided by them. If you do not have your account number or pin you can request it on the same page.
Negotiate a payment plan
Negotiating with Hunter Warfield Inc. can be done via the Resident Interface Portal without even speaking with a representative. You can request access directly from their website. Note: requesting access to their self-serve portal in no way confirms the alleged debt. This is an important part of this Does Hunter Warfield Inc Buy Debt article to help consumers.
Laws that Protect Consumers
The FDCPA stands as a federal statute designed to shield individuals from certain practices by debt collectors, including:
- Initiating contact prior to 8 a.m. or after 9 p.m.
- Persisting with calls despite your explicit request to cease communication.
- Engaging in harassment or intimidation related to a debt.
- Employing language that is abusive, confrontational, or vulgar.
- Providing false information about their identity or the debt in question.
- Disregarding a valid request for debt validation within the initial 30-day period.
Prior to engaging with entities like Hunter Warfield or any other debt collection agency, it’s crucial to grasp your rights under the FDCPA. Equipping yourself with an understanding of this legislation serves as your foremost defense.
Removing Hunter Warfield Debt FAQ
Is Hunter Warfield a debt buyer?
Short answer is no. Hunter Warfield does not purchase debt in any manner. They collect alleged debt for their clients.
How do I settle my debt with Hunter Warfield?
As you have read in this Does Hunter Warfield Inc Buy Debt article consumers can use the self service portal do do a number of things when they find hunterwarfield on their credit report or have received a letter in the mail.
Hunter Warfield Pay for Delete Option
We have many Hunter Warfield Articles on ur blog about them and how consumers can resolve issues related to alleged debt.
What is the total amount of the debt?
The total amount of the debt can be found on the entry on your credit report, however getting this information from Hunter Warfield directly or a debt validation letter from the Debt Collector.
Who is the original creditor?
Since we now have answered the question, Does Hunter Warfield Inc Buy Debt. As part of the debt validation process you will be able to find out who the original creditor on the alleged debt is. For the purpose of this article it will be a past apartment or property management company.
What is the debt collector’s contact information?
Hunter Warfield Inc’s Contact Information:
Address:
4620 Woodland Corporate Blvd Tampa, FL 33614
Telephone: 844-790-7284
What are the specific details of the debt (dates, amounts, nature of the debt)?
According to the 12 CFR § 1006.34 – Notice for validation of debts (Regulation F), a debt collector must provide the following information to a consumer:
The debt collector’s name and mailing address.
The amount of the debt on the itemization date, which could be either the last statement date, charge-off date, last payment date, or transaction date.
The name of the creditor to whom the debt is currently owed.
An itemization of the current amount of the debt in a tabular format that includes the amount of the debt on the itemization date, any post-itemization date interest, fees, payments, or credits, and the current amount of the debt.
A statement that, unless disputed by the consumer within 30 days, the debt collector will assume the debt is valid.
A statement that if the consumer disputes the debt in writing within 30 days, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer.
A statement that upon the consumer’s written request within 30 days, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor.
Has the debt passed the statute of limitations for collection?
The statute of limitation can be different for each state. For example, the statute of limitations for contract debt in Arizona is 6 years.
What happens if the debt cannot be validated?
If a debt collector cannot validate the debt, they must stop collection efforts under the Fair Debt Collection Practices Act (FDCPA). This means they cannot call you, send letters, or report the debt to credit bureaus until they can validate the debt.
The FDCPA stipulates that if a consumer disputes a debt in writing within 30 days of the first communication from the debt collector, the collector must obtain verification of the debt or a copy of a judgment against the consumer and mail it to the consumer. If the debt collector can’t provide this validation, they’re required to cease all collection activities.
What are the consequences if I don’t pay the debt?
If you have validated the debt and have confirmed you do owe the debt and do not pay, this can cause a detrimental affect on your credit and will prevent you from renting an another apartment.
Is there room for negotiation regarding the payment terms or the total amount owed?
Based on our internal research Hunter Warfield is receptive on helping consumers reduce the amount originally owed by up to 50%.
Will paying the debt affect my credit score?
Since Hunter Warfield Inc will remove the entry from your credit report after the debt has been satisfied, this will be a positive result on your credit score in most cases.
What documentation exists to support the validity of the debt?
As of recently there is a lot of misinformation all over social media and the internet, where people are being instructed to request a purchase agreement between the debt collector and the original creditor. This is fake news. The FDCPA only requires a debt collector to provide information as stated above. You can read more about it 12 CFR § 1006.34 – Notice for validation of debts (Regulation F).
Can the debt collector provide a payment plan or arrangement?
Unlike most Apartment Debt Collectors, since Hunter Warfield does not buy debt they are more willing to work with consumers to resolve past debt.
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