Capstone Credit Collections Reviews Get the Inside Scoop
Known for Aggressive Tactics

Do you want to know what others are saying about Capstone Credit Collections Reviews? Look no further! Our 2023 review provide a comprehensive look into the experience of real consumers, with additional research from Tenant Watch Dog. If you’ve had an experience with them in past years – whether it’s good or bad – we invite and encourage you to leave your review using our feedback form at the bottom of this page.

2023 Capstone Credit &Amp; Collections Reviews
Rated 1 out of 5
1 out of 5 stars (based on 2 reviews)
Very good0%

In this Article...

2023 Capstone Credit &Amp; Collections Reviews

About Capstone Credit Collections LLC

Who is Capstone Credit Collections LLC?

Capstone Credit & Collections, LLC. is a third-party debt collector, their business located in Lutz, Florida. Specializing in debt recovery for rental properties and commercial businesses.

When making any arrangement with a debt collector it is very important to follow through with the settlement terms in order to keep your credit rating from getting a negative hit.

Capstone Credit Collections LLC Address

Company Name:
City, State, Zip

Capstone Credit & Collections LLC
PO Box 1267
Lutz, FL 33548
Capstone Credit & Collections Website

Capstone Credit & Collections Customer Service Phone Numbers

Capstone Credit & Collections Consumer Complaints

2023 Capstone Credit &Amp; Collections Reviews

Our 2023 Capstone Credit Collections Reviews

TenantWatchDog conducted research to find out if Capstone Credit & Collections, LLC., a debt collector based in Florida, is willing and able to work with tenants who owe them money. After numerous calls and additional research it was determined that the customer service representatives are are below average for such companies.  It has also been determined that Capstone Credit & Collections LLC Reviews for aggressive behavior than normally leads to harrassment.

In this 2023 review you can also read about your Rights as a Consumer regarding any debts owed plus additional information on their address and contact details in the About section!

Capstone Credit & Collections Fact-Checked Information

Tenant Watch Dog has researched, and confirmed by speaking to real consumers that have dealt with Capstone Credit & Collections in the past that Capstone Credit & Collections, LLC is known to attempt to collect a debt that is not owed, and specifically are not helpful when validating a consumers alledged debt.

Capstone Credit & Collections Buys Third-Party Debt TRUE

Capstone Credit & Collections doe buy debt for pennies on the dollar, and they also have clientele. i.e. multi-family housing (apartment complexes, condos etc.)

4 Ways to Remove Capstone Credit & Collections from Your Credit Report TRUE
  1. A consumer satisfies the debt by payment in full, settling the debt by paying less than the amount owed (discounted settlement) or fulfilling a payment plan until the balance owed is completely satisfied.
  2. A Pay for Delete option, can be requested.  This is a settlement discount, this is not offered automatically.  The consumer has to explicitly request it.  If Capstone Credit & Collections approves the settlement, getting Capstone Credit & Collections to honor the agreement is another story all together.
  3. The debt cannot be accurately validated.
  4. If the account is cancelled for any reason. It may be cancelled by Capstone Credit & Collections’s client or it may be cancelled by Capstone Credit & Collections as a result of validation issues altogether.

Tenant Watch Dog provides the information contained in this 2023 Capstone Credit & Collections Review as a free informational service to help other consumers deal with getting their debt resolved easily. We are NOT affiliated with any Debt Collector Company in which we write reviews for nor do we promote affiliate offers as other "websites" do.

Settlement Available
Valid Debt
Capstone Credit & Collections Pro's
Capstone Credit & Collections Cons's

Recommended Articles About Capstone Credit & Collections.

Know Your Consumer Rights

Are you dealing with Capstone Credit & Collections or another debt collector? Be aware that the Federal Debt Collection Practices Act (FDCPA) is in place to protect your rights!

This law prevents collectors from contacting you

  • At early or late hours
  • Continuing to call after being asked not-to
  • Harassing anyone involved with the debt and
  • Making false claims.

It is also required for them to validate any requested debts within 30 days of receiving notice – so ensure they are complying by brushing up on FDCPA regulations first.

When it comes time to interact with Capstone Credit & Collections or other agencies like them: knowledge really IS power!

2023 Capstone Credit & Collections Reviews by Consumers

disgusted by their bad practices

Rated 1 out of 5
May 22, 2023

Capstone Credit and Collections, LLC claims that I owe money, but I have no recollection of doing business with them. I asked for proof of the alleged debt and a contract with my signature, but they failed to provide that. They’re now reporting on my credit report that I owe them money when I have never worked with them. This is unacceptable and possibly illegal. Capstone Credit and Collections LLC purchased a debt from another company, and they have been sending me correspondence without providing any evidence. I’m disgusted by their bad practices and demand that they stop harassing me for money that I never authorized.


Refuse to Validate

Rated 1 out of 5
May 20, 2023

This collection agency is engaging in terrible practices. Despite my requests, they won’t validate the debt or provide information, and instead chose to insult me before hanging up. The originators of the debt have no records indicating I owe money, and the source of the debt can’t even verify it. Meanwhile, the collection agency keeps ignoring me. Don’t fall for their misleading claims, and make sure to report such an unreasonable agency.


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Our Capstone Credit & Collections started in early 2020 and we are now including 2023 Capstone Credit & Collections Reviews.